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FNBsocal…Who are we?

FNBsocal is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings.

Originally founded in 1981, FNBsocal was brought back to its entrepreneurial culture when three local investors purchased the bank in 2014. Since that time, the bank has made significant investments to allow for enhanced customer offerings resulting in strong loan and depositor growth and a customer oriented culture. In April of 2017, we relaunched our new brand of “FNBsocal”, new website and online banking system. We remain committed to continued improvement to best serve our customers.

We meet clients’ needs through three key differentiators: strong customer connections, technology and access to decision makers.

 

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CONNECTION
Build loyal relationships with our clients and our community

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TECHNOLOGY
Focus on your business, not your banking

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ACCESS
Direct access to management for quick decisions

 

 With offices currently located in Carlsbad, Lake San Marcos, Riverside and soon to be Encinitas, along with a strong online presence, FNBsocal offers a complete range of banking services. We take great pride in providing excellent customer service that only a focused institution can offer. Our corporate culture and decisions are driven by core values that contain key commitments to our customers, shareholders, employees and the communities we serve.

The success we have achieved to date, combined with excellent asset quality and a strong capital position has the bank positioned to build its banking franchise and ensure our customers have a solid partner so they can “focus on their business, not their banking.”

Officers & Board of Directors

At FNBsocal, our goal is to build loyal relationships with clients, shareholders, employees, and our community. As a bank founded by entrepreneurs, we understand your business needs and strive to help keep you focused on your goals with access to management and immediate response from our team.
We are committed to offering modern technology for the most efficient, reliable and professional service, enabling you to stay concentrated on your business, not your banking. Our experienced staff delivers honest and consistent communication with concierge banking and personalized care. Its' the relationships with our clients that create the greatest value for us and the greatest benefit for you.

 

Michael Persall

Michael A. Persall - Chairman

Michael Persall is a Founder and Chairman of ABP Capital, C3 Capital, and affiliate companies. Michael is also Chairman of the Board of Directors for First National Bank of Southern California. In addition, he is President of the 482-home Master Plan Development, Hideaway at Arrington, located south of Nashville, Tennessee in Williamson County. Since inception, Michael has served as the lead visionary and is responsible for the direction, management, and business development activities of the above mentioned companies.

Michael began his career in public accounting with Ernst & Young before serving as an executive in a large Southern California public works construction company, which he then sold in 2008. Prior to founding ABP Capital, Michael founded Persall Group, an active investor in real estate, distressed assets, securities, and commercial notes. Michael is also a former member of the Board of Directors for Bank of Southern California.

Michael is an active supporter of the Juvenile Diabetes Research Foundation and the Diabetes Research Connection. In addition, he is involved with the Honor Foundation, a group dedicated to bridging military and private sector careers through an innovative transition program created for members of the Special Operations Forces community.

Michael received his bachelor’s degree in Accounting in 2002 from the University of San Diego. Michael is also a Certified Public Accountant in the State of California.

AJ Moyer

A.J. Moyer - Director

Adam J. (A.J.) Moyer joined First National Bank of Southern California in May 2014 as Vice President of Finance and has served as Chief Financial Officer since December 2014. Mr. Moyer was promoted to Chief Executive Officer as of March 2016. Mr. Moyer is a CPA with over 13 years of experience in financial planning and analysis during which he worked closely with the analysis of revenue, operating expenses, cash flows, business ventures, negotiations, acquisitions, product launches and other activities. Prior to joining the Bank, Mr. Moyer served as the Vice President of Financial Planning and Business Development at Behr Process Corporation, the largest supplier of premium paints and stains to the North American Do-It-Yourself home improvement market. Prior to his role at Behr, Mr. Moyer served as a Senior Auditor at KPMG, providing business assurance services to public and privately held companies in a variety of industries. Mr. Moyer graduated Valedictorian of his class at the University of San Diego with a Bachelor of Accountancy.

Evert Alsenzl

Evert C. Alsenz - Director

Evert “Chooch” Alsenz is a Founder and Member of ABP Capital, C3 Capital, and affiliate companies. Chooch is also a member of the Board of Directors for First National Bank of Southern California. Chooch has played an integral role in developing the company’s vision and out-of-the-box style thinking. In addition, his knowledge of business, engineering, and entrepreneurship make him an integral part of the ABP leadership team.

Prior to founding ABP, Chooch was Founder, President, and Chairman of the Board of Communications Components Corporation, a manufacturer of computerized navigation and electronic communications equipment. Under Chooch’s leadership, the Company grew steadily until it was sold to Rockwell International Corporation (Collins General Aviation Division). He was then appointed Vice President of Rockwell International, and General Manager of its Costa Mesa operations for two years following the sale.

Chooch and Paul Becker then formed ABI Ltd., an engineering partnership and owner/developer of nationwide commercial real estate. As the Managing Member of ABI, Chooch formed Piezoelectric Technology Investors, a Limited Partnership to fund the development of the world’s first quartz based solid state gyroscope. After patenting the developed technology, he sold an exclusive license to Thorn EMI. Today, this angular rate sensor technology is integrated in braking systems of millions of autos manufactured around the world and is the latest standard used for missile guidance and aircraft systems. Paul and Chooch went on to start Avant Systems (later merged into Trivec­-Avant) –a developer of the latest military communications antennas and systems, and Lightning Diversion Systems—a group that designed, built and sold lightning diversion strips and surge protection equipment for aircraft. Both Avant Systems and Lightning Diversion Systems were then sold in 2011 and 2012, respectively. Throughout his career, Chooch has been instrumental in developing numerous patents and new technologies with applications spanning a variety of industries.

Paul Becker

Paul Wm.Becker - Director

Paul Becker is a Founder and Member of ABP Capital, C3 Capital, and affiliate companies. He is responsible for overseeing the financial direction across all affiliated entities. Paul is also a member of the Board of Directors for First National Bank of Southern California.

Paul began his career in public accounting with Deloitte before becoming Vice President of Finance at Communications Components Corporation (“CCC”). While with CCC, he served on the Board of Directors until it was acquired by Rockwell International Corporation, at which point he transitioned to the Controller of Collins General Aviation Division of Rockwell in Costa Mesa. In 1981, Paul and Evert “Chooch” Alsenz, another member of ABP Capital, formed ABI, Ltd., an engineering partnership and owner/developer of nationwide commercial real estate. ABI went on to form Piezoelectric Technology Investors, LP to fund the development of the world’s first quartz-based solid state gyroscope. After patenting the developed technology, the exclusive license was sold to Thorn EMI. Today, this angular rate sensor technology is integrated in braking systems of millions of autos manufactured around the world and is the latest standard used for missile guidance and aircraft systems. Paul and Chooch went on to start Avant Systems (later merged into Trivec­-Avant) –a developer of the latest military communications antennas and systems–and Lightning Diversion Systems—a group that designed, built and sold lightning diversion strips and surge protection equipment for aircraft. Both companies were then sold in 2011 and 2012, respectively.

Richard Skayr

Richard M. Skay, O.D. - Director

Richard M. Skay, O.D. earned his Doctor of Optometry from the Southern California College of Optometry in 1982 and has been in private practice of optometry since that time. In 2013, Dr. Skay earned the honor of the San Diego County Optometrist of the year. Dr. Skay currently serves as the President of the San Marcos Educational Foundation, the Chairman of the Board of Director for JOB OPTIONS, and is a member of the Kiwanis Club of Lake San Marcos. Additionally, Dr. Skay serves the San Diego County Optometric Society Board as Governmental Affairs Chairman.

Executive Management

Michael Persall

Michael Persall

Chairman and President

A.J. Moyer

A.J. Moyer

Chief Executive Officer

Thomas Wardle

Thomas C Wardle

SVP – Chief Credit Officer

Evelyn Witt

Evelyn Witt

SVP - Retail Banking Manager/
BSA-Compliance Officer

Jonathan Wick

Jonathan Wick

SVP - Chief Financial Officer

 

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