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Business Checking

Advancing your business

 

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Checking Accounts come standard with:

 
  • Online Banking and access to Bill Pay
  • Mobile Banking and access to Remote Deposit
  • e-Statements
  • Check Imaging
  • Business Debit Card
  • First Five(5) ATM/POS transaction fees - FREE

 

 

 Business Savings AccountsBusiness Certificate of Deposit

 

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Business Checking

Business Account Analysis Checking

Business Platinum Money Market

Minimum Opening Deposit

$100.00

$100.00

$1,000.00

Monthly Maintenance Fee

$12.00

Variable1

$10.00

Requirement to Waive Monthly Maintenance Fee

N/A

N/A

account requires a $5,000 minimum daily balance to avoid a monthly service charge

Interest

N/A

N/A

Yes2

Transaction Limitations

$.25 after 50th check in cycle $1.00 per deposit after 21st deposit.

None

Six transfers or withdrawals per statement period

Royal Club Account for Employees

Yes

Yes

N/A

  1. Each transaction is assessed a fee, which is charged against a variable earnings credit. As long as the customer maintains sufficient balances the earnings credit will offset the charges. Should the balances not earn enough credit to offset the charges, the customer will be charged. 
  2. Refer to the First National Bank of Southern California deposit rate sheet for current rates, compounding and crediting, and other balance information.

 

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