Career Opportunities

Our Mission

To build shareholder value by delivering superior service to our clients

Careers at First National Bank of Southern California

As a bank founded by entrepreneurs committed to serving entrepreneurs, we are looking for high quality employees who are resourceful, driven, enthusiastic, well rounded and committed to excellence. We see banking as a business of relationships, and our goal is to promote the success of both our clients and our employees. We look for leadership skills at all levels. Whether you are already a banking professional, or considering a career in banking, if you are interested in making a commitment to a high quality team of financial professionals, we invite you to contact any one of our offices directly by emailing a cover letter and resume to the address within the posting for the position that interests you.

First National Bank of Southern California is an equal opportunity employer and does not discriminate on the basis of any legally protected characteristic.

Current Available Positions

Commercial Underwriter


Exempt, Full-time

Pay Rate: Commensurate with experience
Reports to: EVP/Chief Credit Officer

 

Responsibilities:

The Commercial Underwriter will be responsible for supporting loan officers in the credit analysis and underwriting of commercial loan packages. The Commercial Underwriter will perform assigned dutiesunder the general supervision of the EVP/Chief Credit Officer.

 

Duties Include:

  • Preparing, reviewing and analyzing the creditworthiness of all commercial loan originations (including but not limited to C&I loans, CRE Loans, Construction Loans, and SBA Loans) and renewals by spreading company and personal financial statements and tax returns into Bank’s software.
  • Preparing written Credit Memorandums for presentation and approval.
  • Evaluating financial statements and tax returns, historical trends, projections, management performance, industry, cash flow, capital structure and collateral analysis.
  • Ordering, reviewing and analyzing reports (credit, environmental, appraisal, and property evaluations).
  • Performing various departmental functions, includingloan covenant monitoring and file reviews, risk rating, stress testingand audit preparation and other special projects.

Requirements:

  • Accounting or business degree preferred– will consider comparable experience..
  • 3 – 7 years of experience incommercial CRE, C&I and SBA loan underwriting.
  • Customer service experience and the ability to monitor a portfolio of accounts.
  • Excellent written and verbal communication skills; critical decision-makingskillsand sensitivitywhendealing with confidentialinformation.
  • Strong computer skills, including Internet Explorer and Microsoft Office(Word, Excel, Outlook, Power Point, Bukers, Moody’s or CASH).
  • FISERV experienceaplus.
  • Regular attendance is required.

To be considered for an exciting opportunity at First National Bank of Southern California, Please email your resume to Human Resources at customercare@fnbsocal.com or Fax to 951-300-4605


  

FULL - TIME TELLER - FLOATER

Full-time

Pay Rate: Commensurate with experience

Reports to: Operations Officer

First National Bank of Southern California is seeking a, Full-Time Bank Teller to provide customer service in a friendly and courteous manner in its San Diego Area Branches. Under direct supervision, the Full-Time Bank Teller will serve customers by processing a variety of banking transactions including savings account, checking account and loan transactions, cashing checks, and selling cashier’s checks. The teller position will be based out of Carlsbad. One of the primary responsibilities of the "Floater Teller" will be to provide coverage to the two San Diego Offices and maybe asked to travel to Riverside, for training purposes.  Please find other duties, responsibilities and required skills in the enclosed Job Description.

Pay rate will commensurate with experience.

 
JOB SUMMARY:

The Teller serves customers at a window or auto bank processing a variety of banking transactions including savings account, checking account and loan transactions, cashing checks, and selling travelers checks and cashier’s checks.  Also processes mail, drop bags, night drop, maintains account records, cross sells services and so forth.  The Teller ensures compliance with established Bank policies and procedures. The Teller position requires an understanding of, and commitment to, First National Bank of Southern California’s mission statement.

 
DUTIES AND RESPONSIBILITIES:

  • Serves as a paying and receiving teller, processing deposits and payments for loans, mortgages and home equity, verifies cash and endorsements and issues receipts.  Cash checks and pays out from savings and checking accounts upon verification of signatures and customer receipts.  Balances currency and coin and resumes overall responsibility for the teller cash drawer.
  • Note at offices with courier bags, experience in handling large cash volume is necessary.
  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal laws and regulations affecting the financial services industry as they pertain to this position including but not limited to the following: Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Customer Privacy requirements, Regulation D (Interest on Deposits), Regulation CC (Expedited Funds Availability Act), Regulation DD (Truth in Savings Act), Regulation E (Electronic Funds Transfers Act), Right to Financial Privacy Act, Identity Theft requirements, Unfair and Deceptive Acts or Practices (UDAP), protecting customer Privacy and the Community Reinvestment Act. 
  • Accountable for representing the bank to the customer in a courteous, professional manner, and providing prompt, efficient, and accurate service in processing all transactions. 
  • Cross-sells bank services, explaining such products as cashier checks.  Suggests the use of other banking services.
  • Other miscellaneous duties as assigned. 
EDUCATION, SKILLS AND EXPERIENCE REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

  • High school diploma or equivalent.  One to three years of related experience and/or training; or equivalent combination of education and experience.
  • Demonstrated interpersonal skills, teamwork orientation and sensitivity to cultural diversity.
  • Teller should have the ability to calculate figures and amounts, such as ten key; ability to read and comprehend simple instructions, short correspondence and memos; ability to write simple correspondence; ability to effectively present information in one-to-one and small group situations to customer, clients, and other employees of the organization.
  • Willingness to work flexible hours, including evenings and weekends when warranted by time constraints.
PHYSICAL DEMANDS:

  •  This position involves walking, hearing, using hands to handle, feel or operate objects, tools or controls, and reaching with hands and arms.  Vision abilities required by this position include close vision and the ability to adjust focus.
  • The individual in this position may be required to push, pull, lift and/or carry up to 25 pounds.
  • The noise level in the work environment is usually moderately quiet.

To be considered for an exciting opportunity at First National Bank of Southern California, Please email your resume to Human Resources at customercare@fnbsocal.com or Fax to 951-300-4605.


 

 Branch Manager - Riverside CA 

Exempt, Full-time
Pay Rate: Commensurate with experience
Reports to: Director of Retail Banking

 

JOB SUMMARY:

Under the direction of the Director of Retail Banking the Branch Manager will ensure the retail banking office staff provides excellent customer service, ensures compliance with established Bank policies and procedures, and conforms to OCC and State banking regulations.  The Branch Manager will be an efficient, organized individual with the ability to perform complex tasks in a timely manner without direct supervision.  The Branch Manager position requires an understanding of, and commitment to, First National Bank of Southern California’s mission statement.

 

DUTIES AND RESPONSIBILITIES:

 

  • Responsible for increasing the profitability of the bank by providing excellent customer service, maintaining the existing customer base, by bringing in new business and controlling office expenses.
  • Supervise the retail operations staff by providing day-to-day coaching, conducting periodic verbal reviews and annual performance evaluations.  This supervision will also include ensuring the bank’s balancing and attendance standards are met, providing verbal and written disciplinary action when warranted.  Review of staff time sheets to ensure that hours worked are recorded correctly and overtime expenses are controlled.
  • Administer the office and individual staff sales goals, providing coaching to cross sell bank products and services.  Encourage staff referrals for loans, mortgages, online banking, merchant bankcard services and other bank products and services as shown in the bank’s product guide.
  • Oversee that bank policy and procedures are followed to ensure the security of the office, including but not limited to, following prescribed opening and closing procedures, reviewing and adhering to signing authority limits, and maintaining control of keys, combinations and alarm codes.
  • Oversee the office cash administration, including but not limited to, providing tellers with cash limit cards, daily office cash balancing, ensuring the office cash limits are not exceeded, cash ordering, cash shipments, spot checking teller cash drawers, researching teller cash differences and customer cash orders. 
  • Review and process daily reports, including but not limited to, NSF transactions, large currency transactions, non-posted transactions, statement of condition, deficit balance, new accounts and account maintenance.
  • Review and approve large transactions, securing proper authority from Sr. Management for those over individual authorized.
  • Provide training for new office staff and cross-training for existing staff in collateral operations duties.  Ensure that office staff is aware of the BVS online compliance training system, allowing them time to complete the required courses.
  • Oversee office certifications, in conjunction with the compliance calendar and certification checklist, ensuring that OCC and State regulatory requirements are met. 
  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal laws and regulations affecting the financial services industry as they pertain to this position including but not limited to the following: Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Customer Privacy requirements, Regulation D (Interest on Deposits), Regulation CC (Expedited Funds Availability Act), Regulation DD (Truth in Savings Act), Regulation E (Electronic Funds Transfers Act), UDAAP, Reg. GG, SCRA, Cyber-Security awareness, Right to Financial Privacy Act, Identity Theft requirements, protecting customer Privacy and the Community Reinvestment Act.
  • Conduct monthly meetings with office staff, which includes training in conjunction with the monthly compliance training calendar.
  • Attend weekly, monthly and quarterly sales, staff development, strategic planning, compliance, and operations meetings as required.  Provide input to these meetings relative to the Branch Manager’s areas of expertise.
  • Attend community events as required to promote the bank and its services.
  • Other miscellaneous duties as assigned.

 

EDUCATION, SKILLS AND EXPERIENCE REQUIREMENTS:

  • At least 3 - 5 years of related experience with one year (1 yr) supervisory responsibility.
  • High school diploma or equivalent, some college preferred.
  • Demonstrated interpersonal skills, teamwork orientation and sensitivity to cultural diversity.
  • Good written & verbal communication skills.
  • Willingness to work flexible hours, including evenings and weekends when warranted by time constraints.

To be considered for an exciting opportunity at First National Bank of Southern California, Please email your resume to Human Resources at customercare@fnbsocal.com or Fax to 951-300-4605.