Savings Accounts
No matter what your savings goals are, we offer a personal savings account that can help you achieve them.
| Personal Savings | Minor Savings1 | |
|---|---|---|
| Minimum Opening Deposit | $100.00 | $25.00 |
| Monthly Maintenance Fee | Quarterly Maintenance Fee $6.00 | None |
| Requirement to Waive Monthly Maintenance Fee | Minimum daily balance of $500.00 | No Maintenance Fee |
| Interest | Yes2 | Yes2 |
| Transaction Limitations | 3 free withdrawals per month3,$1.00 for each additional withdrawal | 3 free withdrawals per month3,$1.00 for each additional withdrawal |
| Direct Deposit | Available | Available |
| Check Imaging | None | None |
| ATM/POS Transactions | First five(5) free | None |
| Check Order Discount | None | None |
| e-Statements | Free | Free |
| Online Banking | Free | Free |
| Bill Pay/PopMoney | None | None |
| Mobile Banking | Free | Free |
| Overdraft Protection | None | None |
| Debit ATM Card | Free4 | None |
| Other Services | Free combined Statements | N/A |
1. Primary account holder must be under 18 years of age, with an adult as a joint account holder. 2. Refer to the First National Bank of Southern California deposit rate sheet for current rates, compounding and crediting, and other balance information. 3. Federal regulations require banks to limit the way withdrawals may be made from a savings or money market account. Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, or automatic payments) and transfers or withdrawals by check or similar order payable to third parties are limited to a combined total of six per month. If withdrawal limitations are exceeded three times in 12 months, the account will be closed or converted to a non interest bearing account. 4. ATM card only available with a checking account in the same name.
Personal Savings
Product Description
The Personal Savings is a basic savings account that earns interest and is limited to six transactions per statement period. The minimum opening deposit is $100. This account requires a minimum daily balance of $500 to waive the quarterly maintenance charge of $6.00.
Features
- Low minimum balance
- Interest earned on balances
- Six transactions per statement period
Minor Savings
Product Description
Minors 17 and younger may open a Minor Savings Account with an adult signer. The account does not have a monthly service charge or minimum balance requirement. In order to open this account an opening deposit of $25.00 is needed.
Features
- No minimum balance
- Interest earned on balances
