Originally founded in 1981, First National Bank of Southern California was brought back to its entrepreneurial culture when three local investors purchased the bank in 2014. Since that time, the bank has invested in an operating platform to allow for efficiencies and enhanced customer offerings contributing to loan and depositor growth, developed a customer oriented culture, and met clients’ needs through understanding the customer, direct access to management and immediate responses from the Banking team.
With offices currently located in Riverside, Lake San Marcos, and Carlsbad, along with a strong online presence, First National Bank of Southern California offers a complete range of banking services. We take great pride in providing excellent customer service that only a focused institution can offer. Our corporate culture and decisions are driven by core values that contain key commitments to our customers, shareholders, employees and the communities we serve. We encourage and support our employee’s participation in the organizations that make a difference in our communities. The success achieved in 2014 and into 2015, combined with excellent asset quality and a strong capital position has the bank positioned to build its banking franchise and ensure our customers have a solid partner so they can “focus on their business, not their banking.”